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| Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number that Shapes Your Financial Future, 2nd Edition | 
enlarge | Author: Liz Pulliam Weston Publisher: FT Press Category: Book
List Price: $18.99 Buy New: $11.23 You Save: $7.76 (41%)
New (38) Used (19) from $8.00
Avg. Customer Rating: 27 reviews Sales Rank: 60845
Media: Paperback Edition: 2nd Number Of Items: 1 Pages: 224 Shipping Weight (lbs): 0.7 Dimensions (in): 8.8 x 5.9 x 0.8
ISBN: 0132254581 Dewey Decimal Number: 332.743 EAN: 9780132254588 ASIN: 0132254581
Publication Date: February 4, 2007 Availability: Usually ships in 1-2 business days
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| Customer Reviews:
A bit weak January 17, 2007 13 out of 14 found this review helpful
While I do think that Ms. Pulliam Weston knows her stuff, I don't think she covered the things I need to know in enough depth, and some of my most burning questinos were not addressed at all.
She speaks mainly to people who have somewhat stable finances and are capable of following her suggestions. What do you do if you need to REALLY repair a VERY bad score? The scores she considers to be "bad" are in the mid 500s or above. She assumes that you probably want to tweak your credit a little and have a higher credit rating already, for the most part. She only briefly addresses the concerns of those of us who really have credit problems.
I'm giving this book a 3 for those reasons.
Credit Score January 12, 2007 3 out of 4 found this review helpful
The book was organized and put forth the ideas and information I needed. I would rate this book higher if it was more specific and had more examples. The price was low and the information was good. However if someone is not that financially savvy they may need more information.
How to improve your credit score January 11, 2007 9 out of 10 found this review helpful
I found this book to be of great value in understanding how to improve your credit score if you already are financially stable. This book will not do much for you if your finances are in the toilet.
Repetitious, and Not What Most People Need April 2, 2006 25 out of 32 found this review helpful
I bought this book after reading all the other great reviews, and almost returned it. If we remove the concepts of "have a secured credit card", "Pay bills on time" and "keep your balances low", this book could be two pages long.
It's actually not terrible. But most people who have problems with credit either have bankruptcy issues, or have been deceived by someone, and need to get something off their credit or know their defenses. This book just doesn't go there. It plays into the hands of the credit industry without telling the consumer anything about OUR rights. The FICO score is a fictitious number the credit bureaus gives us, and then make us PAY to find out what it is! Go figure!
Bad info - look to other books for real help. April 2, 2006 71 out of 81 found this review helpful
This book only restates what the creedit industry wants you to know. It does NOT give you the truth about many aspects of the credit industry that you need to know.
I am not a lawyer, but I have won cases against the three credit reporting agencies. They paid me over $7,000, and it only required $100 of fees on my part. To do this I needed GOOD information -- which I did not get from this book.
The author Liz Pulliam Weston did not do any hard-nosed investigation to write this book. She has taken the credit industry PR, which is NOT an unbiased source.
Most other books start with what Weston provides, and then gives you the other story. What people really need to know about your credit score, how it can be harmed, and how you can get the reporting agancies to fix errors.
With all due respect, please do not buy this book. Look further. There are BETTER books. I suggest you look at the ones written by Privacy Times (a great unbiased book) or any book on credit written by a laywer (there are many on Amazon).
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