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| How to Repair Your Credit Score Now: Simple No Cost Methods You Can Put to Use Today | 
 enlarge | Author: Jamaine Burrell
Publisher: Atlantic Publishing Company (FL)
Category: Book
List Price: $21.95
Buy New: $13.16
You Save: $8.79 (40%)
New (26) Used (7) from $11.83
Avg. Customer Rating:  11 reviews
Sales Rank: 61466
Media: Paperback
Number Of Items: 1
Pages: 288
Shipping Weight (lbs): 1
Dimensions (in): 9 x 6 x 0.8
ISBN: 0910627940
Dewey Decimal Number: 332.75
EAN: 9780910627948
ASIN: 0910627940
Publication Date: June 22, 2007
Availability: Usually ships in 1-2 business days
Condition: Brand new from publisher!
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| Customer Reviews:
Great overview of a complex subject August 28, 2007
3 out of 4 found this review helpful
Credit card debt is has become an inescapable part of modern life: maintaining, protecting and servicing credit has become almost a second full-time job for many Americans. The problem is that most of us don't really understand how our credit records work or how to deal with problems as they arise. For something so critical to our financial lives, most of us remain woefully undereducated about the credit system. Jamaine Burrell's book gives in-depth information on how credit scores are calculated, how to read your credit reports, how to build good credit and how to recover from bumps in the road. It also explains the process of credit counseling, for those times when you can't really do it on your own, and an up-to-date description of filing for bankruptcy, for when you have no other options left. She does an excellent job of explaining the complexities of credit without talking down to her audience. A reader will come away from this book with a fundamental understanding of their credit and, more importantly, an understanding of their rights and options under today's laws.
It will HELP YOU August 23, 2007
2 out of 3 found this review helpful
I bought this book, because I needed to understand credit, and let me tell you, things I thought I knew I couldnt had been more wrong. Its a great book, and tells you things you shouldnt do as well everything to keep your score up. Read this book you will not be sorry!
Practical Advice on How to Fix and Build Credit August 15, 2007
3 out of 4 found this review helpful
If you know someone who's struggling to get their finances in order, someone graduating from college and starting a new job, or someone who just got their first credit card, they would be a great candidate to read the book How to Repair Your Credit Score Now by Jamaine Burrell. This book is easy to read and gives practical advice. The advice in this book is something that everybody should know if they have a credit card, are planning on buying a new car with a loan, or getting a mortgage in the future (which covers just about everyone).
How to Repair Your Credit Score Now gives readers all of the information that they need to understand what a credit score is, how it's determined, and how it will affect your life. The first part of the book focuses on what credit scores are, how you can pick up a free credit report every year, and how to judge if your credit is good or not. If you have bad credit, this book will help you to repair it, so that you can get a mortgage with a lower interest rate or qualify for a bank loan. If you haven't used credit cards, applied for loans, or built credit up in another way, this book will help you to do it the right way. There's more to building credit than just getting more and more credit cards, and if you do it the right way the first time, you won't have to spend years repairing your credit. Another thing this book focuses on is how to keep your identity safe from thieves, which is becoming a more and more common crime. Finally, Burrell discusses the last resort in fixing your credit: filing for bankruptcy.
I would give this book 5 stars, because it's full of practical advice, isn't preachy, and is a book that even people who don't have a lot of money should read. We all use money in our daily lives, and most of us pay for some of our purchases by credit. You may not think that building a good credit history is important now, but after reading this book you will understand the importance of keeping an eye on your credit and learning how to build and protect it.
very readable guide July 9, 2007
4 out of 5 found this review helpful
If you've every worried about your credit rating, check out this book. Jamaine Burrell provides an easy-to-understand guide through the confusing terrain of establishing credit and managing debt. She explains how to check and correct credit reports, the pros and cons of filing bankruptcy, and how to thwart identity thieves. By the end of the book, you will be more confident that you can handle your money.
A surprisingly good review of a difficult subject July 3, 2007
2 out of 3 found this review helpful
If you think that this book is about repairing your own adverse credit history only, you will be pleasantly surprised. This is probably the most comprehensive book on credit scores I have come across in recent years, that covers the full subject in an extremely informative, yet compact, and easy-reading 290 pages. Credit scores reflect your financial behavior - whether you borrow sensibly or not and whether you have a plan for using the money to your best advantage. It is a game - how to establish your "reputation" as someone who manages his personal or company's cash flow, which in turn makes it easy for him to borrow more at lower interest rates.
Jamaine Burrell takes you all the way step-by-step: from understanding the basics of credit reports and scores, the models used in scoring (e.g. FICO), a 45-page chapter packed with advice on how to repair your credit and what to do if you have hit the lowest point. The last chapter on how to maintain a good credit history concludes this compact, well-written book that will be on my reference shelf for a long time. Even for the credit professional, this book is a delightful compendium for advising those with a credit problem. With the rise in bankruptcies, this book should be recommended early in people's careers for responsible handling of one's financial affairs. I wish I had bought it for my son's thirteenth birthday - long before his irresponsible spending sprees reflected on his credit report.
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