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| BestCredit: How to Win the Credit Game | 
 enlarge | Author: Dana A. Neal
Publisher: Paladin Press, Boulder, CO
Category: Book
Buy New: $20.00
New (2) Used (6) from $20.00
Avg. Customer Rating:  45 reviews
Sales Rank: 593619
Media: Paperback
Number Of Items: 1
Pages: 240
Shipping Weight (lbs): 0.7
Dimensions (in): 8.3 x 5.5 x 0.5
ISBN: 1581604181
Dewey Decimal Number: 332.02402
EAN: 9781581604184
ASIN: 1581604181
Publication Date: September 2003
Availability: Usually ships in 1-2 business days
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| Customer Reviews:
Empowering, excellent book April 9, 2008
3 out of 3 found this review helpful
Dana Neal's Best Credit is an excellent read and provides not only information on how improve your credit score and overall credit information, it also sets the right tone for understanding the whole credit process.
The fact that the credit bureaus are merely companies and not government agencies, that are in business to profit, was something I had not really understood before. That consumers are allowing these companies to run our lives is really ridiculous when you think about it. A person's credit score provides justification for other for-profit companies to charge more, to treat people poorly, to deny housing and employment, and inflict multiple other abuses that consumers should not allow. So why are we?
Unfortunately, this is how thing are at the present time. What Dana Neal's book provides is a way to fight back within the confines of the legal system to improve our credit and allow us to move forward with our lives. Play the game on our terms, so to speak, until the system changes to one that does not allow the current consumer abuses.
Great book to learn your rights!! March 13, 2008
2 out of 2 found this review helpful
I read 200 pages straight of this book last night. I've been researching on my own the rules and tricks of credit repair, and this book goes deeply into YOUR rights and how creditors often violate the rules. I highly recommend reading this for anyone who wants to devote a lot of time and effort into your credit.
EXCELLENT BOOK ON CREDIT REPAIR!!! March 13, 2008
I've read several books on credit repair and have found this book to be an awesome book!!! It's not full of words and sentences already repeated several times over like most credit repair books. He has written a book that is full of of helpful tips and I would recommend this to book to anyone trying to improve their credit. He knows his stuff. My book is so worn out from reading and rereading it, book marking pages, highlighting pages. Must have book and I wasnt paid to write this reveiw, I bought the book, read it and truly recommend it. You will learn way more than you thought you would.
BUY IT NOW - IT WILL HELP YOU VERY MUCH!! January 22, 2008
4 out of 4 found this review helpful
Knowledge is not power. Using your knowledge in ways to make a bad situation good, or a good one better, is power!
Dana Neal's book breaks things down into concepts that are easily understood. His explanations about "how to do" are not pulled from thin air, but from his experience.
After reading his book twice, I went back and focused on the sections that would aid me most. One bank said I had filed bankruptcy when I never did, and this was damaging my credit score. After countless letter writing they sold the debt, and a collections agency came after me. I took the bank into small claims court and won my case (check your Small claims courts to see if they can hear "contract enforcement" cases). The bank agreed to a 60% settlement, and to delete the credit card file from all the credit reporting agencies.
My second issue is another major bank said they cannot tell the credit bureaus what to report since the credit bureaus are separate businesses. And this came from the bank's attorney! With "Best Credit" I was able to find the information in the FCRA (Fair Credit Reporting Act--the actual clause) that clearly spells out the furnishers of the information (banks / creditors) are responsible. Before this current issue, with the same bank, I was on the phone for a total of 4 hours (over a period of a few days) before I finally reached the department where a deal could be made. Surprise. Surprise. And this came after I was informed by the bank there's no special payment plans available. (Again, through Dana Neal's book I knew if I kept plowing forward sooner or later I would end up where I was supposed to be!).
If you're having difficulties read this book, and apply it to what you're doing. Remember to stay level headed, and stay real. My hat's off to Dana Neal and his book!
Buy this book. Now. December 31, 2007
3 out of 3 found this review helpful
It's been less than 6 months, and already I've managed to turn my credit around by almost 180 degrees thanks to this book. It's a deal at practically any price.
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